About Us

About Us

About Us

Our Staff
Advisory Board Governance

Canadian University Reciprocal Insurance Exchange, or CURIE, was formed in 1987 in response to major changes in the availability of affordable commercial insurance coverage for universities.

On January 1, 1988, 42 Canadian universities began pooling and collectively insuring their property, liability and errors and omissions risks through their own risk financing and insurance entity. Fast forward to the present day, CURIE now has 64 member institutions.

During its early years, operations of CURIE were managed by Johnson & Higgins, an international insurance broker based out of Toronto, ON. In 1992, CURIE opened its own office with staff dedicated exclusively to serving its subscribers, while maintaining the necessary links to the commercial insurance and regulatory environments in which it operates.

Today, CURIE continues to innovate through our broad product and service offerings, with a sole focus on our subscriber’s needs. As a non-profit reciprocal insurance exchange, we offer comprehensive rates lower than industry, as well as robust risk management programs and services.

At the core of what we do is, “for our members, by our members.”


The Canadian Universities Reciprocal Insurance Exchange (CURIE) is dedicated to addressing the common and unique needs of its members by:

  • Securing long-term, stable and cost-effective insurance coverage;
  • Managing claims effectively and in a way that recognizes the long-term interests of its members;
  • Providing a range of risk-management and loss protection services;
  • Sharing information and communicating best practices in risk management to its members


To be the insurer of choice and key partner in risk management for the Canadian post-secondary sector.


In achieving our mission, we value:
  • Integrity and accountability
  • Financial stability and responsibility
  • Service excellence
  • Respect in all interactions
  • Our staff, our members and our volunteers

Can’t find what you’re looking for?

A member of the CURIE staff would be happy to assist you.